Monthly Dividend Update: June 2026

Hey friend. Welcome to my very first Monthly Dividend Update. I mentioned on my About page that I’d be sharing my real portfolio results every month, so here it is: the dividends that actually landed in my account, the wins, and the not so exciting bits too.

Quick heads up: I’m not a financial advisor, and nothing here is investment advice. I’m just a regular person sharing my own numbers and decisions so you can see what real dividend investing looks like, warts and all. Always do your own research before investing.

June 2026 in One Number

£190.73. That’s what came in from my portfolio this month, across eleven different holdings, and it’s the highest monthly dividend payment I’ve had since I started this dividend investing journey back in 2023. It was helped along nicely by my biggest single dividend payment yet, from Legal & General.

Where It Came From

Here’s the breakdown by holding, biggest to smallest:

• Legal & General (LGEN): £108.05
• Nvidia (NVDA): £44.99, including a surprise £43.27 that landed in my GIA account this month
• IncomeShares Magnificent 7 Options ETP (MAGD): £13.62
• PepsiCo (PEP): £7.63
• YieldMax Big Tech Option Income UCITS ETF (YMAP): £7.55
• Johnson & Johnson (JNJ): £6.57
• Realty Income (O): £5.91
• Microsoft (MSFT): £1.76
• JPMorgan Nasdaq Equity Premium Income Active UCITS ETF (JEQP): £1.43
• Alphabet (GOOG): £0.84
• Vertiv (VRT): £0.01

That Nvidia line is actually two payments combined: a small one in my ISA and a much bigger one in my General Investment Account (GIA), which is just the unwrapped, no tax-shelter account I use once my ISA allowance for the year is full. There’s a happy reason behind the jump too: Nvidia increased its dividend yield this month from 0.04% to 0.15%, a 2400% increase, or 25 times what it was before. Small percentages on paper, but if that new rate holds, it should mean meaningfully more from Nvidia in every payment from here, on top of whatever I add through my daily auto-invest.

ISA vs GIA, in Plain English

If you’re new to this, the ISA and GIA bit might sound like alphabet soup. Your Stocks and Shares ISA is the one HMRC lets you grow completely free of tax, up to your annual allowance. Once that allowance is used up for the year, anything extra you invest goes into a General Investment Account instead, the GIA, which doesn’t have the same tax shelter but still lets you keep investing rather than sitting in cash. I don’t go out of my way to fill my GIA, it’s simply where the overflow goes once my ISA is full for the year. Worth knowing if you’re hoping to grow your own dividend income past the ISA limit one day.

How June Compares

June came in well ahead of May’s £86.71, a jump of about 120%. It’s also a big step up on this time last year: June 2025 brought in £71.62, so I’m up roughly 166% year on year. A chunk of that is the Nvidia surprise, but even without it, June would still have been my best month of the year.

What I Bought This Month

Away from the dividends landing, I was busy on the buying side too. I topped up two of my dividend payers, Legal & General and Rio Tinto, ahead of their ex-dividend dates in August. Rio Tinto’s a name I’ve been wanting to add to the dividend side for a while, it’s a reliable payer with a decent yield, and topping it up now means I’ll be in good time for that August date.

The market dipped a little as well, so I used it as a chance to pick up some growth stocks: Vertiv, Palantir, and Rocket Lab. These three don’t pay me a penny in dividends right now, and that’s not the point of holding them, they’re a separate, smaller growth bet sitting alongside the income side of my portfolio, and a dip felt like a sensible time to add a bit more while prices were lower. I’ve also got a £1 a day auto-invest running into Nvidia and an iShares Nasdaq 100 ETF, plus a pie split across MAGD, JEQP, and YMAP.

Reinvesting and Adding Fresh Money

None of this happens by accident. My strategy is simple: reinvest every dividend that lands, every month, without fail, and top the portfolio up with fresh cash on top. This month that meant reinvesting the full £198.36 and adding another £250 of new money.

As of today, while I’m writing this, my portfolio sits at £30,113 (and yes, that number moves around with the market), £1,200 of which is in growth stocks. My dividend portfolio itself is held in a Stocks and Shares ISA with Trading 212.

Year to Date

Six months into 2026, my portfolio has paid me £559.26 in dividends. That’s already 85% of everything I earned across all of 2025 (£650.21), and we’ve still got half the year to go. My average month so far in 2026 is £93.21, well ahead of last year’s pace.

A Few Honest Thoughts

Months like this are fun to write about, but I don’t want to give the wrong impression. Dividends are lumpy. One big payment from one holding can flatter a whole month, and a quieter month next door doesn’t mean anything’s gone wrong. The number that actually matters to me is the slow, unglamorous climb in the year to date total, not any single headline figure.

I also keep my growth stocks mentally separate from my dividend portfolio. A flashy month for Vertiv or Palantir, or a rough one, doesn’t change how I think about the dividend side of things, they’re answering two different questions: one is about income I can rely on, the other is just about long term growth I’m willing to be patient for.

If you’re just starting out, please don’t look at this and think you need ten holdings and years of investing behind you to get going. Every one of these payments started as a single share bought at a time when the total was nowhere close. Well, that’s it from me for this month. Join me next month to see what July brings, good, bad, or somewhere in between.